Look for an option with no monthly maintenance or service fees. While many credit unions may still require paper applications and joining an affiliated association of some sort, many newer digital offerings are designed for your convenience and usually enable new checking and savings accounts in just a few minutes. Opening a bank account has gotten a lot easier than it used to be. Once you have identified your new financial institution, open that account. Whether it’s banking on climate with Atmos or supporting your local economy (credit union or community bank), there are lots of options out there to support your values. The first thing you’ll want to do is identify your new financial institution. Open your new account at a climate-positive bank Make sure you take these necessary steps so that important things don’t fall through the cracks. Don’t jump the gun by closing your PNC account too soon. There are a couple of things you should do before closing your PNC or BBVA account. And by choosing one of various new digital offerings, you'll likely find that you’ll save more money and gain in other conveniences and features too! Before Closing Your PNC or BBVA Account While it sounds like a pain, switching your bank is far easier than you might think. It’s time to cut the cord, and we’ll show you how to do it. More than just impact, emerging neobank options are offering fee-free banking so that more of your money stays yours. More and more people are realizing that big banks aren’t the way to go when it comes to making the most of your money, especially when it comes to making an impactful change on the climate. Yep, you were acquired, though you may not want to keep your money with your new bank.Īs of 12/31/20, PNC had committed more than $10 billion in aggregate to the oil & gas industry, accounting for nearly 5% of their loan portfolio! Plus, there is certainly far more supporting fossil fuels and other dirty sectors that aren't being disclosed.* That’s your money funding climate change! If you were a BBVA customer, you were recently acquired by PNC. Most traditional banks around the globe use customers’ deposits to fund carbon-intensive industries and businesses that force a heavy carbon burden on your money. May Lose Value.An important part of everyone’s climate journey is changing to a sustainable bank. Investment management and related products and services provided to a "municipal entity" or "obligated person" regarding "proceeds of municipal securities" (as such terms are defined in the Act) will be provided by PNC Capital Advisors. PNC Bank is not registered as a municipal advisor under the Dodd-Frank Wall Street Reform and Consumer Protection Act ("Act"). PNC does not provide legal, tax, or accounting advice unless, with respect to tax advice, PNC Bank has entered into a written tax services agreement. PNC uses the marketing name PNC Retirement Solutions® for investment, consulting, trustee, and custody services for employer-sponsored retirement plans provided by PNC Bank. PNC uses the marketing name PNC Institutional Advisory Solutions® for discretionary investment management, trustee, and related services conducted by PNC Bank. PNC uses the marketing name PNC Institutional Asset Management® for the various discretionary and non-discretionary institutional investment, trustee, custody and related services provided by PNC Bank, and investment management activities conducted by PNC Capital Advisors, LLC, an SEC-registered investment adviser and wholly-owned subsidiary of PNC Bank (“PNC Capital Advisors”). ("PNC") uses the marketing names PNC Private Bank℠ and PNC Private Bank Hawthorn® to provide investment consulting and wealth management, fiduciary services, FDIC-insured banking products and services, and lending of funds to individual clients through PNC Bank, National Association ("PNC Bank"), which is a Member FDIC, and to provide specific fiduciary and agency services through its subsidiary, PNC Delaware Trust Company or PNC Ohio Trust Company.
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